David B. Smith

Insurance & Risk Management Consultant
  • 415.954.4435
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David B. Smith specializes in insurance coverage law, focusing on insurance claim preparation and presentation.   Mr. Smith also works on the negotiation of insurance claims and disputes on behalf of policyholders. Additionally, Mr. Smith works with the firm's insurance coverage attorneys in the areas of insurance industry policy drafting history, industry interpretation, and coverage intent. He also specializes in the identification and analysis of client's insurance policies that may provide coverage for a loss. This includes insurance archaeology - the piecing together of secondary evidence of lost policies to reconstruct historical records of clients' insurance programs.

Mr. Smith also advises the firm's corporate attorneys on insurance and risk management issues related to various business transactions, and he works with the firm's attorneys and clients in the areas of risk assessment and risk control.

Educated in his native England, Mr. Smith moved to the U.S. in 1991.  He earned the Chartered Property and Casualty Underwriter (CPCU) designation from the American Institute for Chartered Property Casualty Underwriters in March 2000, and the Associate in Risk Management (ARM) designation from the Insurance Institute of America in 1996.  He is co-author of an article discussing developments in environmental coverage law, published in the National Law Journal in December 1998.