Insurance Recovery

Confident. Creative. Collaborative.

We are one of the first practice groups in California to devote ourselves to recovering insurance money for our clients. For over thirty years our team of lawyers and risk management professionals has represented only policyholders in coverage disputes. We also provide advice on insurance programs, policy drafting and risk management. We are a collaborative group; with any one of us you retain the combined knowledge and skill of the entire Group.

We deliver unparalleled leadership and experience to find coverage where others cannot. We offer efficient solutions: alternative dispute resolution and case management mechanisms whenever possible; incisive advocacy skills in the courtroom when necessary.

We get results. The Group’s strategic approach regularly brings large monetary payments from carriers to the firm’s clients. We find coverage for a wide variety of exposures, including securities fraud and other corporate directors’ and officers’ liabilities, technology and professional errors and omissions claims, data security breaches and other cyber liability risks, products liability, aviation losses, intellectual property disputes, environmental liabilities, employment litigation, construction delay and defects claims, and disasters like earthquakes, fires and floods. The Group also helps private businesses and public entities evaluate current or proposed insurance programs, captive insurance programs, owner-controlled insurance programs, environmental remediation protection and other risk management and risk transfer devices.

We understand not just the legal leverage points, but how insurance companies make decisions. We know the policies and the history behind policy language. Above all, we devote ourselves to your goal of a cost effective approach that maximizes the insurance recovery.

Read our award-winning blog – The Policyholder Perspective – www.farellacoveragelaw.com

Creative Fee Agreements

We understand that clients need to predict and control costs as much as possible, while aligning the client’s and firm’s interests in achieving the best results with the greatest efficiency. Our decades-long experience and confidence in handling insurance claims and consulting matters allows us to offer alternative billing solutions to meet your goals. We promise to work with you to tailor an approach to your situation. In addition to hourly rates, we can fashion solutions involving one or more of the following alternatives:

  • Flat fee
  • Reduced hourly or flat fee, plus success bonus
  • Full contingency (Insurance Recovery Group Contingency Option – PDF)
  • Mixed contingency (reduced hourly rates plus percentage of recovery)
  • Monthly retainer
  • Phased “risk collars”
  • Any other arrangement you propose that makes sense