David Smith specializes in insurance coverage law, focusing on insurance claim preparation and presentation. He works on the negotiation of insurance claims and disputes on behalf of policyholders. Additionally, David works with the firm's insurance coverage attorneys in the areas of insurance industry policy drafting history, industry interpretation, and coverage intent. He specializes in the identification and analysis of client's insurance policies that may provide coverage for a loss. This includes insurance archaeology—the piecing together of secondary evidence of lost policies to reconstruct historical records of clients' insurance programs.
David also advises the firm's corporate attorneys on insurance and risk management issues related to various business transactions, and he works with the firm's attorneys and clients in the areas of risk assessment and risk control.
Educated in his native England, David moved to the U.S. in 1991. He earned the Chartered Property and Casualty Underwriter (CPCU) designation from the American Institute for Chartered Property Casualty Underwriters in March 2000, and the Associate in Risk Management (ARM) designation from the Insurance Institute of America in 1996.